Insurance Leads - Tips for Closing Insurance Leads

Internet insurance leads are by far the freshest sales leads yet devised. It takes only seconds for an Internet lead company to receive a request from an online consumer, validate the information provided by the prospect, and forward it via email to a subscriber to the lead service. The Internet lead is also uniquely self-qualified, first by initiating the search for a solution on the Internet and second by proactively filling out the form asking for contact. Not surprisingly, Internet insurance leads are easier to close than other leads, but closing them still requires a blend of courtesy, empathy, aggressiveness, and persistence.Use email. Internet insurance leads include an email address. Do not overlook this tool. The Internet insurance lead is computer savvy and spends more time at the keyboard than the average person. Email is their link to the world. Send a personalized message, introducing yourself and your company. Tells the prospect how you gained their contact information and why you think you can help them. If you do not already use an email signature, start now. Treat it as a mini-biography, telling your prospect your name, company name, and website address.Clear your mind. A bad day can adversely affect your call, so make sure you are in a positive frame of mind before picking up the phone. Focus for a moment on the prospect. This person is unknown to you, but you can help free them from their financial or other anxieties. You can be their hero if you set aside your own worries and focus on theirs. In return, this stranger can help you on your road to success.Do not delay. You no doubt have many things to do, but calling your insurance lead has to be at the top of your priority list. Depending on when the lead was sent to you, the prospect may still be online when you call. That means you can begin your conversation while the prospect is in solution mode. Besides, waiting even a few minutes opens the door to a competitor. Although you may have signed up for exclusive leads, nothing will prevent the prospect from visiting another website and asking for another quote.Persist. If you do not receive your insurance lead in real time, and sometimes even if you do, the prospect may not answer your first call. Stay positive, and direct your energy into being persistent. Continue to call back until your make contact. You should call no less than six times in a day. Be sure to hit the key hours in a work day: before the day begins (7 to 9 am), during lunch (11:30 am to 1:30 pm), and check-out time (5 to 7 pm). If you have not made contact by the end of the first day, leave a message.Mention their request. The fact that the Internet lead initiated the contact with you is a huge advantage. Be sure to leverage this by immediately reminding the prospect of the action they have taken, and how you can help. Identifying the Internet as the source of your call carries a bit of a wow factor that makes you look technology-forward, savvy, and capable of solving problems. Be aggressive but courteous. After you have connected with the consumer, sell yourself, your solution, and your company. Never assume that the business is yours. Stay aggressive and focused. Convince the prospect that you are their advocate, offering the best solution for their particular situation.Ask for the sale. When you have identified a solution certain to help the prospect, ask him or her for a commitment. You might offer a trial close first, such as asking if the client as any more questions. If not, make a definite, assumptive statement, I will email these documents to you or What is a good time to set an appointment?About AuthorA frequent contributor to online and print publications, Bradley Steffens is the author of twenty nonfiction books for children and young adults and coauthor of seven more. His newest book, Ibn al-Haytham: First Scientist, is the first biography to be published in English about the medieval Arab scholar known in the West as Alhazen.Source: ArticleTrader.com


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Trying too Hard to Make the Sale When Cold Calling

Frequently when cold calling we make the assumption that if the prospect shows the slightest bit of interest in the product or service they will buy. We push hard to get the sale. This technique is a traditional sales method. We are often taught from the start to use this form.If they person says No change it to a Yes; if they hang up you simply move to the next prospect. The numbers game of cold calling and is no longer needed to effectively cold call. With the new mind-set you will not have to feel stressed or bad for pushing the prospect for the sale because the sale is not the main goal or objective in the new mind-set.When you try too hard to make the sale you:Create stress in the prospect and in youCause sales pressure in the call Cause the prospect to put up their defensive wallSend red-flags to the prospectsThis tactic in cold calling is still used however there is a better way. The new mind-set will teach you that it is important to find out if they are a fit before you try to incorporate your product or service into the conversation.Remember that pushing the sale on the prospect should not be your main goal or objective. You should first find out if your product or service can help them with their current issues and treat them like a person and not another sale.Understanding that red-flags cause tension between you and your prospect and this type of pressure will only bring on negative tension. Positive responses are what you will need to achieve a strong and trust building connection to those you are contacting. This positive attitude will also give you and your company respect in the eyes of your prospects improving the future of your company. Use of old techniques will bring stereo-typing and bad publicity for yourself and your company which will affect your success in a negative way. Once you have learned to re-program your mind to feel comfortable talking with the prospects and not pushing the sales you will see the difference in how your prospects are responding to your calls. You will also see a positive response to your voicemails-emails-and any other ways you contact your prospects. Remember that cold calling doesnt have to be painful or uncomfortable. About AuthorAri Galper, founder of Unlock the Game, makes cold calling painless and simple. Learn his free cold calling secrets even the sales gurus don’t know.To receive your 10 free audio mini-lessons visithttp://www.UnlockTheGame.comSource: ArticleTrader.com


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Make your holiday trip amazing with a cheap car rental company.

If you are planning for a holiday trip within your budget, it is very important to pick up a car at a cheap car rental agency. But before taking the rental car you need to check that tires are in good condition and have sufficient tread depth. Most car rental companies are offering rental car services that suit business customers, vacation use and low weekly specials for personal use. If you have special requirements you could also request extras such as child seating or snow chains. The price of many rental cars can be very competitive and low-cost. Sometimes you don’t even have to upgrade to get a great car.You will find different types of rates available for your rental car. If you are planning for a short term holiday trip compare the rate if there’s a weekly rate that might be cheaper than the daily rates for most car rental companies. You are also advised by the car rental companies to book the most suitable vehicle for your needs and thus get a cheaper rate. While you are on the road, should you have a car accident with your rental car, you should call the car rental company immediately, to ensure that they are aware and obtain any advice or assistance.Whenever you make an extra effort to search for whats available in the rental market, you can come across some really good deals. The most common document you need to drive a rental car in another country is called an International driving permit. International driving permits allow you to drive any where in the World providing they are accompanied by your local drivers licence.Many car rental companies are offering online reservation facilities on the websites they operate. This saves the time and hassle of calling or leaving home to get a quote or make a reservation. There are many options on their websites to help you find a cheap rental car and you should ask all questions before renting the car. Not only cheap on price, but car rental has a wonderful reputation for being fun as well. It also adds value and enjoyment to your daily activities during your stay when you rent a car at the best price.If you are looking for a cheap car rental company which can provide the best rental rate please contact us at http://www.alamo-me.com/html/cheap-car-rental.htmAbout Authorseo consultantSource: ArticleTrader.com


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Do Not Buy a New Business Phone System Without VOIP Capability

Some of the most honest and sincere advice a telecommunications professional can give a business when evaluating telephone system technology options for their business is to make sure they buy a telephone system with VOIP capability. It is estimated that over 90% of new business telephone systems shipped in 2010 will have VOIP capability, and we will evaluate the reasons for that trend, as well as explain why owning a phone system with VOIP capability has become a necessity even if you dont use the features at the time of purchase. It would be best to start with a brief description of the different types of VOIP systems available. Not all flavors are the same, and each carries their own benefits. VOIP tends to mean many things to many people, so lets make sure we are speaking the same language before starting. There are two main areas of VOIP to cover: VOIP Telephone Service: Defined as the ability of your telephone system to interface with a telephone service provider via your data connection to make your calls over the public internet. SIP trunking is the most popular method of interface on the commercial level, but we will not be covering this transport method in this article. VOIP telephone service promises some more competitive pricing mainly due to increased T1 usage due to compression, but few phone systems interface with VOIP providers at this time. Each manufacturer has to go through a rigorous interoperability testing procedure in order verify Quality of Service with each carrier. Very few systems have completed this process with the few carriers that are out there. Some think of this as free long distance or flat rate long distance that is far more competitive than standard business offerings. VOIP Capable Telephone Systems: When we speak of a VOIP capable telephone system, we are directly referring to the ability of the phone system to use the Voice Over Internet Protocol language to carry your telephone conversations internally or between locations. We are not speaking of the ability to make your phones calls over a VOIP Telephone Service Provider as detailed above. Using VOIP internally allows you several benefits. 1. Shared wiring infrastructure: VOIP conversations require typically between 16k-64k depending upon compression levels, so the data wiring infrastructure of a typical office running CAT5e cabling can share the same 100M cabling for both voice and data. Voice is prioritized over data to protect call quality, and dozens of phone calls could be made simultaneously without noticeably affecting data speeds. Using a shared wire infrastructure saves on wiring installation costs as well as wiring maintenance costs. 2. Ease of Moves, Adds, and Changes: Changes in configuration that typically required a technician site visit in the past are now possible to do internally quite easily. Although many manufacturers will argue that they can now perform this functionality via TDM technology and web interfaces, it was VOIP systems that brought this ability to the forefront with industry changing ease. For any company that knows their phone system technicians on a first name basis, the ability to administer your own system will dramatically alter your total cost of ownership. Reduction in MAC charges have made the VOIP systems highly desirable simply because they cost less to maintain. System administration is now something that can be internally for over 95% of programming changes. 3. The ability to connect offices: With VOIP capability, you can now connect offices through managed data connections to utilize your phones systems more cost effectively than ever. This gives clients a more transparent experience when dealing with employees from multiple offices, and it allows businesses to offer a more customer friendly environment. Toll bypass is an added benefit and eliminates costly toll charges between locations when using VOIP. The business case for more cost effective use of manpower has been startling. The ability to have a single receptionist to handle calls for multiple locations can often pay for a system within a year. Allowing employees who were previously tied up with answering calls to move to income generating activities can prove to be a financial coup depending on company size and configuration. 4. The ability to manage remote employees: A major trend nationwide has been to hire remote employees for various tasks. They may be sales, support, or operations related, but the common challenge for all companies has been the effective management of those employees. With a VOIP system and a managed data connection, you can literally hook up your remote employee to your phone system with a VOIP telephone. Doing so gives the employer access to all of the same management tools they enjoy internally with other employees. You can see real time availability on the phone, number of calls made, calls received, talk time, and all other relevant information with the right software applications. 5. Ease of database integration: For companies that use CRM packages with TAPI or IMAP interfaces, having a VOIP system can prove to be an incredible production tool. Incoming calls can be routed to the desired party based upon programming and assignment in the CRM. Screen pops allow users to see who is calling before choosing to answer calls, send to voice mail, or transfer appropriately. Desktop call control also gives users the ability to dial numbers with a click of a mouse right out of their contacts. Users can use all of the features and functionality of their desk phone from their PC screen. Since manpower is typically the highest cost for any business, having tools that help make employees more efficient to the tune of several minutes a day can provide incredible paybacks. 6. IP Softphones: IP Softphones have proven to be an incredible tool for the right application. Make a lot of calls overseas? Have employees who travel frequently and need to connect to the phone system from hotels? Need to connect from tradeshows real time with line appearance? With a software driven SoftPhone, you can have complete phone system functionality from your laptop or PDA device with a USB headset for a phone! Many new applications are coming. There are numerous other benefits that VOIP systems provide over their more traditional TDM counterparts, but we limited mention to the main ones above. While TDM phone system options still remain a viable solution that is slightly more cost effective up front, we find that the projected TCO or Total Cost of Ownership is often less with a VOIP system due to the available feature set and production efficiency tools. For those companies that have only one location, telecom professionals will typically recommend a hybrid system. A hybrid system is a business telephone system based upon cost effective TDM technology, but that has the ability to add VOIP capability via a media gateway card. Although VOIP may not be a service priority to a company today, it is essential to make sure you have future capability should you choose to implement it at a later date. Perhaps one of the last things companies consider when making a phone system purchase, but one they should probably consider a little more, is the phone system resell value. Since telecom professionals regularly assist their clients in the process of liquidating their old equipment, they are very much aware of what old equipment is worth. As with most aging electronics, there is minimal value that can be expected after five years, but a startling trend has been showing up in the past year. Systems without VOIP capability have next to no value. When companies attempt to liquidate systems as little as five years old, they often find they have no takers since the systems have no VOIP ability. The dramatic shift to VOIP has literally wiped out generations of used telephony product value, as there is literally no demand. There will always be some demand for used inventory for the major manufacturers such as NEC, Avaya, Cisco, Nortel, and Toshiba, but all others look to be extremely weak investments at this time. Although resale value should not be a major consideration when choosing which system to purchase, business owners should be aware that choosing a system with VOIP capability from a major manufacturer will virtually guarantee a reasonable resale value down the road. As always, we suggest you speak to your local telecom professional for assistance in choosing which system is right for you. .About AuthorSteve Norris is a Texas based telecommunications professional that provides Fort Worth Business Telephone Systems and telecom services from over 80 carriers nationwide. He specializes in hardware solution for multi-location business with advanced infrastructure needs. Over 90% of his clients are able to implement a new Dallas VOIP Business Phone System without increasing their budget with TeleTAP.Source: ArticleTrader.com


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Divorced Dads Tips: How to Persuade Your Family Court Judge

DISCLAIMER: The following is NOT legal advice, nor is it a substitute for legal advice. If you are in Family Court you will need legal advice, so please see a lawyer.Want to know how effective divorced dads persuade Family Court Judges? Dont wage war over a child in their courtroom. Waging peace in Family Court is the opposite of starting a war. It’s about being a peacemaker.A peacemaker is not going to cause fights or disruptions.A peacemaker is not going to be inflammatory.A peacemaker doesn’t engage in name-calling.You may think that your soon-to-be ex-wife is evil and vile and think you should tell the judge in your affidavit writing. Dont. You will be seen as a war-maker, not a peacemaker. Work at finding more mature ways to express your emotions. Persuade peacefully.Rather than resorting to name-calling, you could say: “Your Honor, I admire my wifes emotional nature when it’s loving. But it seems she wants to blame me alone for the divorce. The facts are: I picked her, she picked me, we have a child, we’ve made a mess of our marriage and we need to shield our child from the fallout. I understand her anger, bitterness and disappointment. Ive felt it myself and I am finally moving past blaming my wife….”Or this: “Maybe my wife is scared that she will lose our child. I would never take our child away from her. I can’t understand why she wants to do that to me. I’m a good dad, not a perfect dad. The truth is this: We’re both GREAT parents who love our child. I’ll be the first to admit it. I can understand her anger, but it’s hurting our child. I’m prepared to wipe the slate clean, even if my wife can’t see her way to doing that right now…” See the difference between being a peacemaker and a war-maker?But what if she truly is being evil and vile? Should you be forced to take the high road? Look at it like this: if you want to present yourself as a capable parent in family court, be a peacemaker. Take a moment to put yourself in the shoes of the Family Court judge. When you can step away from the mud-slinging, you set yourself apart from the rest of the crowd in the eyes of the judge. By setting yourself apart, you are making steps toward the outcome youre searching for.Dads must find a positive approach in order to be seen in family court as a peaceful person. You must focus on the positive. You can’t allow a negative focus to creep in. Think about peacemaking role models like Nelson Mandela. He spent twenty-five years in a prison waging peace for what he believed and he stayed peaceful.You can do the same. Never, ever let anyone tell you, that as a divorced dad, you are no longer a parent. When you are effectively reduced to being a wallet and perhaps a weekend babysitter every couple of weeks, take a cue from Nelson and vigorously wage peace, because world peace begins within your home and your family, no matter how small of a step you take towards making it better for your child. During my divorce, I wished for a divorce roadmap. Thats why we created a weekly telewebcast, to help men like yourself.If you’ve lost in Family Court, don’t give up. There is always hope. You’ve likely lost because you didnt understand that winning requires effectively “waging peace” for your children. If you base your game plan and strategies upon those of successful fathers, you will improve your chances of success immeasurably. You need help from dads who have done what you are trying to do. About AuthorWe can help you learn the successful strategies of fathers who have won in Family Court. Join us on our weekly calls at DivorcedDadWeekly where we will do our best to steer you in the right direction, by sharing with you what has worked for successful divorced dads, so you can be one too.Source: ArticleTrader.com

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